Frequently Asked Questions

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 A professional mold assessment usually begins with an inspector looking for signs of mold, such as water stains, musty odors, or visible mold growth. They will also check for conditions that could lead to mold growth, such as water leaks or high humidity levels. 

 Mold testing involves two main methods: air sampling and surface sampling. Both types require analysis by a certified laboratory. In some cases, the local health department can test the mold samples. 

A mold inspection will also uncover and help you address the underlying causes of excess moisture or water damage. Finding mold before you buy gives you leverage to negotiate with the seller to fix the problem, give you a credit to fix the problem, or lower the selling .

 Some people are sensitive to molds. For these people, exposure to molds can lead to symptoms such as stuffy nose, wheezing, and red or itchy eyes, or skin. Some people, such as those with allergies to molds or with asthma, may have more intense reactions. 

A Key Takeaways. Mold coverage isn't guaranteed by your homeowners insurance policy. Typically, mold damage is only covered if it's related to a covered peril. Mold damage caused by flooding would need to be covered by a separate flood insurance policy. We have Insurances expect personal to review your policy and see if it qualifies for coverage.